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Insurance & Fees

Clear information about insurance, billing, and payment logistics before you begin care.

Many major plans accepted

Clara works with many major insurance plans. During intake, the office verifies benefits so you can better understand coverage before your first appointment.

Aetna
Blue Cross Blue Shield of Illinois(BCBSIL)
Cigna
UnitedHealthcare(including Surest, UMR, and Meritain)
Luminare Health
Healthscope
American Health Resources
Illinois Medicaid(including YouthCare)

Not listed?

If your insurance is not listed, Clara may still be able to help. In some cases, the practice can consider adding a provider, and out-of-network reimbursement may also be an option.

What intake helps clarify

Covered sessions

Copay amounts

Deductible details

Coinsurance responsibilities

Coverage varies by plan. If you want to get started, submit the contact form or call the office and a team member can help begin the intake process.

If you want a better feel for the process before reaching out, you can also read about the first visit.

Payment logistics

Secure client portal

Copays, deductibles, and other balances are handled through Clara's secure client portal.

Card on file

Clients can add a card to the portal, where payment information is processed securely.

Automatic billing

Charges can be processed through the portal after each session, helping keep billing straightforward.

Receipts by email

Receipts are sent by email so you have a clear record of payments.

Out-of-network support

If Clara is not in-network with your plan, out-of-network benefits may still help cover part of your care.

1

Pay through the portal — Client balances are handled securely through the portal.

2

Receive a superbill — Clara can provide a detailed invoice with the information many insurers need.

3

Request reimbursement — You can submit the superbill to your insurance company based on your out-of-network benefits.

Your Right to a Good Faith Estimate

Under the No Surprises Act, people who are not using insurance have the right to receive a Good Faith Estimate describing expected charges for care.

For more information, visit www.cms.gov/nosurprises.

Questions about insurance or billing?

Submit the contact form or call the office, and someone from Clara can call you back to walk through the practical details.

Contact UsView FAQ
Clara Counseling & Psychological Services logo

Professional counseling and psychological services in Schaumburg, IL and surrounding communities.

1701 E Woodfield Rd, Suite 905, Schaumburg, IL 60173

(847) 797-4699

inquiry@claracaps.com

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Areas of focus reflect clinical experience and interest, not formal specialization unless certified.

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