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Clara Counseling & Psychological Services logo

Professional counseling and psychological services in Schaumburg, IL and surrounding communities.

1701 E Woodfield Rd, Suite 905, Schaumburg, IL 60173

(847) 797-4699

inquiry@claracaps.com

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Services

  • Individual Therapy
  • Couples Therapy
  • Anxiety Treatment
  • Trauma & PTSD

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  • Terapia en Español
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Resources

  • First Visit
  • FAQ
  • Insurance & Fees
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Areas of focus reflect clinical experience and interest, not formal specialization unless certified.

© 2026 Clara Counseling & Psychological Services. All rights reserved.

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Clara Counseling & Psychological Services logo

Servicios profesionales de consejería y terapia en Schaumburg, IL y comunidades cercanas.

1701 E Woodfield Rd, Suite 905, Schaumburg, IL 60173

(847) 797-4699

inquiry@claracaps.com

Perfiles oficiales

LinkedInFacebookInstagramGoogle Business Profile

Servicios

  • Terapia individual
  • Terapia de pareja
  • Tratamiento para la ansiedad
  • Terapia de trauma

Sobre Clara

  • Nuestro equipo
  • Terapia en Español
  • Artículos
  • Contáctenos

Recursos

  • Primera visita
  • Preguntas frecuentes
  • Seguro y tarifas
  • Eventos

Las áreas de enfoque reflejan experiencia clínica e interés, y no una especialización formal salvo que se indique lo contrario.

© 2026 Clara Counseling & Psychological Services. Todos los derechos reservados.

Política de privacidad

Insurance & Fees

Clear information about insurance, billing, and payment logistics before you begin care.

Direct answers about insurance and fees

Practical billing answers should be visible before someone has to contact Clara.

Does Clara accept insurance?

Short answer

Yes. Clara works with many major insurance plans. During intake, Clara verifies benefits so coverage details are clearer before your first appointment.

Helpful next step: Review accepted plans

What if my plan is not listed?

Short answer

If your insurance is not listed, Clara may still be able to help. Out-of-network benefits or adding a provider can sometimes be considered.

Helpful next step: Read out-of-network options

How are payments handled?

Short answer

Copays, deductibles, balances, and receipts are handled through Clara’s secure client portal after benefits and payment details are clarified.

Helpful next step: See payment logistics

What if I want to self-pay?

Short answer

Ask Clara for the current private-pay rate before scheduling. Rates may vary by service, clinician, session length, and whether therapy or psychological testing is needed.

Helpful next step: Review self-pay fees

Many major plans accepted

Clara works with many major insurance plans. During intake, the office verifies benefits so you can better understand coverage before your first appointment.

Aetna(including Aetna Better Health of Illinois)
Blue Cross Blue Shield of Illinois(BCBSIL, including Blue Cross Community Solutions)
Cigna
UnitedHealthcare(including Surest, UMR, and Meritain)
Luminare Health
Healthscope
American Health Resources
Ambetter
Illinois Medicaid(including Meridian, Aetna Better Health of Illinois, Blue Cross Community Solutions, and YouthCare)
Medicare Part B of Illinois(when applicable)

Not listed?

If your insurance is not listed, Clara may still be able to help. In some cases, the practice can consider adding a provider, and out-of-network reimbursement may also be an option.

What intake helps clarify

Covered sessions

Copay amounts

Deductible details

Coinsurance responsibilities

Coverage varies by plan. If you want to get started, submit the contact form or call the office and a team member can help begin the intake process.

If you want a better feel for the process before reaching out, you can also read about the first visit.

Payment logistics

Secure client portal

Copays, deductibles, and other balances are handled through Clara's secure client portal.

Card on file

Clients can add a card to the portal, where payment information is processed securely.

Automatic billing

Charges can be processed through the portal after each session, helping keep billing straightforward.

Receipts by email

Receipts are sent by email so you have a clear record of payments.

Self-pay and private-pay fees

Ask for the current private-pay rate before scheduling

If you are not using insurance, Clara can review the current private-pay rate for the appointment type you are considering before scheduling. Rates may vary by service, clinician, session length, and whether therapy or psychological testing is needed.

You can ask about self-pay during the contact or intake step, and Clara can also explain your Good Faith Estimate rights before care begins.

Out-of-network support

If Clara is not in-network with your plan, out-of-network benefits may still help cover part of your care.

1

Pay through the portal — Client balances are handled securely through the portal.

2

Receive a superbill — Clara can provide a detailed invoice with the information many insurers need.

3

Request reimbursement — You can submit the superbill to your insurance company based on your out-of-network benefits.

Your Right to a Good Faith Estimate

Under the No Surprises Act, people who are not using insurance have the right to receive a Good Faith Estimate describing expected charges for care.

For more information, visit www.cms.gov/nosurprises.

Questions about insurance or billing?

Submit the contact form or call the office, and someone from Clara can call you back to walk through the practical details.

Contact UsView FAQ